Helping thoughtful families navigate an accelerating world through disciplined planning and intelligent capital allocation — informed by technological change, not overwhelmed by it.
I pay close attention to how artificial intelligence, automation, and accelerating technological change are reshaping markets — and incorporate those insights into long-term portfolio construction.
New relationships are occasionally placed on a short waiting list when capacity is full.
Many portfolio frameworks were developed in economic environments that looked very different from today’s.
Artificial intelligence, automation, and accelerating technological change are reshaping industries and capital flows at a pace few investors have experienced before.
Technological acceleration is not temporary — it is structural. Thoughtful portfolio construction should account for that reality without overreacting to short-term noise.
Evaluating how long-term technological and economic shifts influence capital markets.
Building portfolios through structured asset allocation rather than reaction to short-term noise.
Designed to help reduce emotional decision-making during periods of volatility.
Markets evolve alongside technology, demographics, and economic systems. Thoughtful portfolio construction begins with understanding the structural forces shaping the future rather than assuming the past will repeat indefinitely.
Short-term noise and headlines often dominate investor attention. Long-term success requires disciplined asset allocation and the ability to remain grounded when markets become emotional.
Many investors face financial situations that extend beyond simple portfolio construction, including equity compensation, business ownership, and multigenerational planning. These decisions benefit from careful strategy and coordination.
Financial advice works best when it reduces confusion rather than adding complexity. Clear frameworks help investors make thoughtful decisions and remain confident through changing market conditions.
Many of the individuals and families I work with have already achieved meaningful success. Their financial decisions often involve more than portfolio construction — they involve business ownership, concentrated holdings, family priorities, and long-term planning in a rapidly changing world. My role is to simplify those decisions, provide clear strategic perspective, and help ensure capital is allocated thoughtfully across time.
My goal is to remove as much financial cognitive load as possible so clients can focus their energy on the work, relationships, and communities that matter most.
Entrepreneurs, executives, and professionals whose financial decisions are increasingly intertwined with equity compensation, concentrated positions, and long-term planning.
Individuals who want a disciplined approach to capital allocation rather than reacting to headlines or short-term market noise.
Clients who care about intergenerational planning, long time horizons, and the role of emerging technologies in shaping future investment opportunities.
The practice intentionally works with a limited number of families so that every relationship receives the preparation, attention, and follow-through it deserves.
Many advisory practices or financial services firms pursue scale… this practice was intentionally designed differently.
I work with a limited number of families so that the work can remain thoughtful, personal, and unhurried. When clients make decisions about their capital, they deserve clarity, preparation, and follow-through.
Capacity is managed carefully to ensure that commitments remain meaningful. Harrs do what they say they'll do.
The first conversation is simply an opportunity to understand your situation and determine whether the practice is a good fit. There is no cost and no obligation.
We begin by discussing your financial picture, priorities, and the questions you are currently navigating.
If helpful, we discuss broader portfolio structure, capital allocation, and any areas where thoughtful planning may add clarity.
If the conversation is useful and the fit seems right, we can explore what working together might look like.
If this perspective resonates with how you think about investing and financial decisions, the next step is simply to start a conversation.
Most introductory conversations take about 20–30 minutes.
If this perspective resonates with how you think about investing and financial decisions, the next step is simply to start a conversation.
The first conversation is simply an opportunity to understand your situation and determine whether working together might make sense.
There is no cost or obligation associated with the initial conversation.
Schedule an Introductory ConversationPrefer email?
Most introductory conversations last about 20-30 minutes.
Because the practice works with a limited number of families so I can provide thoughtful, attentive guidance., new relationships are occasionally placed on a short waiting list when capacity is full.
"The name HarrMoney reflects both my name and the work I do with money — but it also hints at something deeper. At its best, financial planning creates harmony: clarity about decisions, confidence about the future, and the freedom to focus on the people and work that matter most."
I work with a limited number of families to help them think clearly about capital allocation, long-term planning, and the role of technology in shaping future investment opportunities.
My approach blends disciplined portfolio construction with a deep interest in technological change, artificial intelligence, and how accelerating innovation influences markets.
I believe financial advice works best when it is thoughtful, personal, and grounded in long-term relationships rather than transactions.
Andrew lives with his wife Michelle, 3 children (Ethan, Elise and Charlotte), two dogs and two cats in Grosse Pointe Park, Michigan.
Shalene assists with client communication, scheduling, paperwork and administrative coordination. She helps ensure that day-to-day client needs are handled quickly and thoughtfully so that Andrew can focus on portfolio strategy and planning.
© 2026 Andrew Harr. All rights reserved.
